Attorney Ryan Curtis discusses Secure Act 2.0

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President Biden recently signed the SECURE Act 2.0 as part of the $1.7 trillion omnibus federal spending package. There are significant changes coming for employees saving for retirement and employers who contribute to those retirement savings. The bill builds on earlier legislation that increased the age at which retirees must take required minimum distributions (RMDs) and allowed workplace saving plans to offer annuities, capping years of discussions aimed at bolstering retirement savings through employer plans and IRAs.

Secure 2.0 contains dozens of provisions, the highlights include increasing the age at which retirees must begin taking RMDs from IRA and 401(k) accounts, and changes to the size of catch-up contributions for older workers with workplace plans. Additional changes are meant to help younger people continue saving while paying off student debt, making it easier to move accounts from employer to employer, and allowing people to save for emergencies within retirement accounts.

Attorney Ryan Curtis of Fennimore sits downs with Ted to discuss more about the Secure Act 2.0.

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